Canadian Accredited Insurance Broker (CAIB) Two Practice Exam

Which of the following is NOT considered a type of protected enclosure?

1. Safes

2. Vaults

3. Display cases

4. Windows

The correct answer is: Windows

In the context of security and protection measures within the insurance and risk management framework, the characteristic of a protected enclosure generally refers to structures specifically designed to safeguard valuable items against theft or damage. Safes, vaults, and display cases all fit this definition as they are intentionally constructed to limit unauthorized access and to protect the contents from various risks, including burglary or breakage. Safes and vaults are heavy-duty containers designed to withstand attempts to breach them and secure their contents. Display cases, while meant to showcase items, often come with locking mechanisms and shatter-resistant materials to deter theft. Windows, however, are not considered a type of protected enclosure because they serve a different functional purpose. They provide visibility and access to light rather than security. While they can be reinforced for safety, in the context of protection against theft or damage, they are not inherently a protective enclosure like the other options. Instead, they might be seen as vulnerabilities in a building’s security architecture. Therefore, identifying windows as not falling under the category of protected enclosures is accurate, as they do not primarily serve to protect, unlike safes, vaults, and display cases.