Canadian Accredited Insurance Broker (CAIB) Two Practice Exam

Which of the following is a method used by criminals that can lead to property loss?

1. Spreading misinformation

2. Forced entry into a building

3. Regular inspections

4. Attending community meetings

The correct answer is: Forced entry into a building

The method that leads to property loss through criminal activity is forced entry into a building. This action typically involves illegal means to gain access to a property, which often results in theft, vandalism, or other forms of property damage. Criminals use force to bypass security measures such as locks, alarms, or barriers, allowing them to steal valuable items or cause destruction within the property. In contrast, options like spreading misinformation could create confusion or panic but are not direct methods that lead to property loss. Regular inspections are a proactive measure used to maintain security and deter crime, and attending community meetings fosters cooperation and vigilance among residents—both of which ultimately aim to prevent property losses rather than contribute to them. Therefore, the focus on forced entry as a criminal method highlights the immediate and tangible risks to property security.